Achieving Credit Excellence (ACE) reserves the right to change this policy at any given time, of which you will be promptly updated.  If you want to ensure that you are up to date with the latest changes, please make sure that you frequently visit this page.

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We may collect user data when you visit our website such as IP address, contact information, email address, or your online behavior on our website.  We may collect this information to better understand your needs, improve our services, send you promotional emails that we find of interest to you, customer opinions for market research on our services, or to customize our website for better usage.

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ACE is committed to securing your data and keeping it confidential.  ACE has done all in it's power to prevent data theft, unauthorized access, and disclosure by implementing the latest technologies and software, which helps us safeguard all the information we collect online.  There will be no selling or sharing of any users information.

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Once you agree to allow our website to use cookies, you also agree to use the data it collects regarding your online behavior by analyzing web traffic, web pages you spend the most time on, and websites you visit.  This information is used to customize our website to your needs and it is completely removed from our systems after statistical analysis have been used.  Cookies do not allow us to gain access or control to your computer in any way.  This is strictly used to monitor which pages you find useful and which you do not so that we can provide a better experience for you.

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Communications:

 The entire communication with us is electronic.  Every time you send us an email or visit our website, you are going to be communicating with us.  You hereby consent to receive communications from us.  If you subscribe to the news of our website you are going to receive regular emails from us.  We will continue to communicate with you by posting news and notices on our website and by sending you emails.  You also agree that all notices, disclosures, agreements, and other communications we provide to you electronically meet the legal requirements that such communications be in writing.

 

Applicable Law:  

By visiting this website, you agree that the laws of the State of Alabama without regard to principles of conflict laws, will govern these terms and conditions, or any dispute of any sort that might come between ACE and you, or it's business partners and associates.

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Disputes:  

Any dispute related in any way to your visit to this website or to services purchased from us shall be arbitrated by state or federal court in the State of Alabama and you consent to exclusive jurisdiction and venue of such courts.

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Comments, Reviews, & Emails:  

Visitors may post content as long as it is not obscene, illegal, defamatory, threatening, infringing of intellectual property rights, invasive of privacy or injurious in any other way to third parties.  Content has to be free of software viruses, political campaign, and commercial solicitation.  We reserve all rights to remove and/or edit such content and you grant ACE the right to use any content posted.

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License and Site Access:  

We grant you a limited license to access and make personal use of this website.  You are not allowed to download or modify it's contents as your own without written consent from us.

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User Account:  

If you are an owner of an account on this website, you are solely responsible for maintaining the confidentiality of your private user details.  You are responsible for all activities that occur under your account or password.

We reserve all rights to terminate accounts, edit or remove content, and cancel orders in their sole discretion.